ORBRUS KYC/AML POLICY

Purpose

This policy ensures that ORBRUS:

• Verifies user identities;
• Prevents fraud, money laundering, terrorist financing, and sanctions violations;
• Maintains the integrity of the global financial system.

User Verification Requirements

Tier 1 – Basic Access

• Email + phone verification
• Limited to:
  • Depositing crypto
  • Viewing market data

Tier 2 – Full Trading & Fiat Access

• Government-issued ID (passport, driver’s license, or national ID)
• Proof of address (utility bill, bank statement < 3 months old)
• Live selfie or biometric verification
• Enables:
  • Buying/selling crypto with fiat
  • Withdrawals
  • Access to ORBRUS Earn, Futures, and Launchpad

Tier 3 – Institutional/VIP

• Enhanced due diligence (EDD)
• Source of funds/wealth documentation
• Business registration documents (for corporate accounts)

Ongoing Monitoring

• All transactions are screened against global sanctions lists (OFAC, UN, EU).
• Suspicious activity triggers automated alerts and manual review.
• ORBRUS reserves the right to freeze accounts or file Suspicious Activity Reports (SARs) with relevant authorities.

Prohibited Jurisdictions

ORBRUS does not serve users in:

• United States (including U.S. territories)
• Crimea, Cuba, Iran, North Korea, Syria
• Any country under comprehensive sanctions

We use IP geolocation and document analysis to enforce these restrictions.

Data Handling

KYC documents are:

• Encrypted and stored in secure, access-controlled environments;
• Retained for 5–7 years as required by law;
• Never shared except with regulators or verification partners under strict confidentiality agreements.

User Responsibilities

You must:

• Provide truthful, accurate information;
• Notify ORBRUS of changes to your identity or address;
• Not attempt to circumvent KYC (e.g., using fake IDs or third-party accounts).

Failure to comply may result in account restriction or termination.